Terms & Conditions

1.1 The present Agreement determines rights and responsibilities of Internet user who expressed willingness to become the customer of STICPAY system (hereinafter referred to as "System").

1.2 User has a right to accept and not to accept the offered conditions that later on will predetermine his participation or non-participation in System.

1.3 The agreement is deemed bilateral and determines rendering of informational service to the user without binding the latter to make any investments.

1.4 Customer is obligated to provide his/her real identity in order to use STICPAY payment system. This information is used only for verification purposes and will not be disclosed to 3rd parties.

1.5 Having approved the present Agreement and proceeded with registration process in the System, user confirms the transmittal of his data into the System and their use at identification, notification and performance of transactions.

1.6 System customer has a right to change his personal data.

1.7 System customer understands and accepts that some transactions within the system are performed by 3rd parties, such as STICPAY certified Partners, and that the System is not in full control of such activities.

1.8 Customer of STICPAY has a right to minimize the use of his personal data. Customer should be aware that minimizing the use of personal data will result in decreased safety level of his/her account.

1.9 Account is a personal customer area of user which functions on the basis of user's personal data.

1.10 Customer is fully responsible for the state of his account, access to it and its control.

1.11 System is not responsible for premeditated and unpremeditated use of account by the customer in illegal transactions.

1.12 Registering in STICPAY system customer undertakes not to use it in unlawful purposes and not to act in operations that can result in system damage.

1.13 System reserves a right to carry out accounting operations and systematization of all transactions performed by the customer within system. In case of complaints of SR & I. (hereinafter referred to as "Company") or 3rd parties against the Customer Company has a right to address judicial agencies of any jurisdiction for protection of system interests, its participants, and the 3rd parties.

1.14 User's account is not subject to transfer to any other person without notification of system administration.

1.15 Entering the account system customer fully responsible for all transactions performed in system on behalf of his account.

1.16 Having agreed to become System user you acknowledge the right of the System to establish any internal cross-rates for currencies and metals in which your funds are stored as money tokens.

1.17 Only customer and nobody else is responsible for any migration or loss of his/her funds including resulting from authorized access.

1.18 Customer has no right to demand to reverse the transaction done by him/her in the System.

1.19 Any transaction can be reversed only at court decision.

1.20 Transaction performed in the system on behalf of account registered in name of user is strictly secured for the owner of this account and is not subject to be challenged for non-participation of the Customer in this transaction.

1.21 System customer shall pay a special attention to accuracy of his actions as a number of operations in STICPAY are performed by one click.

1.22 System and Company will not be liable for loss of funds by Customer due to System malfunction, unauthorized access, theft, force majeure ,any special, indirect, incidental or consequential damages that may incur in connection with actions or lack of thereof of 3rd parties such as STICPAY certified Partners.

1.23 System Customer has a right to notify the administration of STICPAY of his desire to close the account at any time. In this case liquidation of account in System and removal of all personal data specified by the user at registration takes place after finishing of identification of applicant's personality and its check for compliance with the personality of the user that had registered this account.

1.24 System reserves a right to block the account for term or termless period at occurrence of some suspicions until ascertainment of circumstances.

1.25 Use of STICPAY system by US citizens and permanent residents is strictly prohibited. System reserves the right to block the registrations originating from the USA or from US citizens located abroad due to local laws and regulations. Any individual or company suspected of submitting false/misleading information with purpose of hiding US location or affiliation may be subject to account block with no prior warning.