STICPAY is a global E-wallet service without the boundaries of locations.
You can send/receive money via STICPAY account within one minute regardless of where the sender/receiver is.

  • Steve in England
  • Send money via STICPAY
    It takes just one minute

  • Hiroshige in japan

Example :
Steve from England wants to send money to Hiroshige in Japan. Without STICPAY, Steve’s only option is to send money via international transfer. For these types of services, traditional banks charge high transactional fees and takes at least 2-3days to clear. If Steve and Hiroshige both had STICPAY accounts, the entire transaction takes just under a minute with STICPAY E-Money technology.

Add Money to Steve’s STICPAY account

“Ways to add money to Sticpay Account”

How would Steve from England transfer money to Hiroshige in Japan?
  • 1. Add (deposit) money to his STICPAY account
    - Credit Card (Visa, Master)
    - Local Bank Wire
    - Cryptocurrencies
  • 2. Transfer money to Hiroshige’s STICPAY Account
Use Money in Hiroshige’s STICPAY Account

“Ways to use money received in Sticpay ”

How would Hiroshige in Japan use (withdraw) money from her STICPAY account??
  • 1.Withdraw to her local bank in Japan from her STICPAY account(not an international transfer: local transfer linked to STICPAY partner banks)
  • 2.Use STIC Card. STIC Card are accepted in all over world for any offline stores. Withdraw using any ATM machines that accept Unionpay.
  • 3. Transfer money to STICPAY enabled merchant accounts instantly online.
  • 4.Transfer money to STICPAY enabled friend accounts instantly online.

Can you explain the advantages of using STICPAY local ?

Unless it’s a local bank transfer, sending money takes 2-3 days categorised
by the withdrawing bank as international transfers.

  • Your local bank account
  • Local payout request

    Bank to bank transfer

  • STICPAY enabled local bank

STICPAY has pioneered the local payout using local banks.
Local payout service is currently available in over 7 countries worldwide. However, we’re actively expanding to many more markets to keep up with the demands. The countries (ex: Philippines, japan, south Korea, Indonesia etc.) are where you can use STICPAY local payout services today.

Local Money Out Countries List

Country Money-out method Currency Fees
Limit Per Transaction


Local Bank Wire


PHP 120.00 + 1%

MAX PHP 100,000.00
MIN PHP 1,500.00

1 to 2 business day


Local Bank Wire


¥ 800 + 1.5%

MAX ¥ 990,000
MIN ¥ 3,000

1 to 2 business day


Local Bank Wire


IDR 20,000 + 1%

MAX IDR 25,000,000
MIN IDR 250,000

1 to 2 business day


Local Bank Wire


MYR 20.00 + 1%

MAX MYR 20,000.00
MIN MYR 200.00

1 to 2 business day


Local Bank Wire


SGD 3.00 + 1%

MAX SGD 5,000.00
MIN SGD 40.00

1 to 2 business day


Local Bank Wire



MAX CN¥ 10,000.00
MIN CN¥ 100.00

1 to 2 business day


Local Bank Wire


A$ 5.00 + 1.5%

MAX A$ 15,000.00
MIN A$ 70.00

1 to 2 business day


Local Bank Wire


CA$ 4.50 + 1.5%

MAX CA$ 20,000.00
MIN CA$ 70.00

1 to 2 business day

Who are STICPAY Merchants?

Sticpay partnered with many merchant accounts in diverse industries (online shops, online games companies, FX margin trading brokers, etc.). You can use Sticpay e-wallet to make instant online purchases as well as our real time statements for refunds. It is the ideal payment solution for merchants with multinational client base. Our fast and convenient transactions made many loyal clients satisfied with our commitment to process deposit / withdrawal in less than a minute.

“process deposit / withdrawal in less than a minute ”
  • STICPAY Users
  • Pay/Transfer funds within a minute

    STICPAY Merchant service providers

  • STICPAY Merchant service providers

How do merchants withdraw settled funds by clients?

Merchants can use STICPAY e-wallet for services online to check real time transactions for customers globally.
To withdraw funds settled by the customers, merchants can use local bank wire, international bank wire, or STIC Card.

Local Bank
International Bank

Who should use STICPAY the most?

Sticpay is a global payment service for peer to peer transfers and online purchases. For online merchants with global customers, Sticpay is the best solution for international transactions. For individuals, Sticpay is popular for the low transfer fees who might have upcoming trips abroad. For businesses and individuals who are using non-major currencies, Sticpay is the ideal solution.

  • STICPAY enables multi currency settlements for businesses selling services globally.
  • STICPAY is useful especially for non-major currencies used for traveling abroad and online international purchases.
    You can save a lot by using local ATM machine for withdrawals with STIC Card.
  • Any international transfers to and from your friends and family can be done instantly with accounts’ internal transfer option.
  • Global Customers
  • Local Currency Settlement

  • Global Businesses
  • In Japan
  • Borderless Money Transfer

  • In China
  • Korean Merchant
  • Provide goods / services to
    Chinese online merchant

    Pay with STICPAY internationally Receive payments from the Chinese merchants selling Korean goods/services in China instantly.

  • Chinese Merchant

How was your experience?

“I use to send money to my parents abroad. Without , sending money was costly and took 3 days. With , my parents can now get money immediately and conveniently.”

Chen in Hong Kong

“Unless I convert to major currencies ($ or Euro), exchange fees were too high for me. Sticpay allows me to travel without worrying about high exchanges fees as I can withdraw local currencies from the local ATM machines.”

Inoue in Japan

“I use Sticpay for my FX margin trading account. Now, I don’t have to worry about deposit/withdrawal as it’s done instantly with Sticpay where I can manage the risk real time.”

Nakamura in Japan

Any other questions or concerns, do not hesitate to contact our friendly Sticpay support!
To serve you faster and more efficiently, Sticpay responds to your queries online only (no phones but email us).

Account,General Inquiry


Funds Inquiry


Merchant Inquiry


Affiliates Inquiry