SEND MONEY WITH
THE REAL TRANSFER FEE

YOU SEND

Exchange rate:

Client (Internal Transfer)

(1%, STICPAY fee, cap $35)

RECIPIENT GETS

Merchant (Internal Transfer)

(No fee)

RECIPIENT GETS

USD

International Bank Wire (Money Out)

(5%, STICPAY fee)

RECIPIENT GETS

USD

Local Bank Wire (Money Out)

(2%, STICPAY fee)

RECIPIENT GETS

USD

E-money (Money Out)

(4.3%, STICPAY fee)

RECIPIENT GETS

USD

Money in

1%

0%

3.85%

3.7%

1%

3.7%

1%

1.5%

3.85%

0%

Money out

5%

2 ~ 2.5%

4.3%

4.3%

2%

1.3%

internal send and receive fee

Client to Client

1% (cap $35)

Client to Merchant

2.5% + $0.3

Local Money Out Countries List

Local Money Out applies to withdrawal processed by the local bank accounts (does not apply when sending international payments).

Country Money-out method Currency
Limit Per Transaction
Period

Australia

Local Bank Wire

AUD

MAX A$ 12,000.00
MIN A$ 0.00

2 days

Brazil

Local Bank Wire

BRL

MAX R$ 12,000.00
MIN R$ 0.00

2 days

European

Local Bank Wire

AUD

MAX € 12,000.00
MIN € 0.00

2 days

Hong Kong

Local Bank Wire

HKD

MAX HK$ 8,000.00
MIN HK$ 0.00

1 day

Indonesia

Local Bank Wire

IDR

MAX IDR 13,00,00,000
MIN IDR 25,00,000

6 hours

Local Bank Wire (Express)

IDR

MAX IDR 2,50,00,000
MIN IDR 10,000

6 hours

Daku Wallet

IDR

MAX IDR 1,00,00,000
MIN IDR 10,000

6 hours

Japan

Local Bank Wire

JPY

MAX JP¥ 5,00,000
MIN JP¥ 0

1~2 days

Nepal

Local Bank Wire

NPR

MAX NPR 10,00,000.00
MIN NPR 100.00

1 day

Nigeria

Local Bank Wire

NGN

MAX NGN 16,51,000.00
MIN NGN 0.00

2 days

Philippines

Local Bank Wire

PHP

MAX PHP 1,00,000.00
MIN PHP 500.00

2 days

Cash

PHP

MAX PHP 50,000.00
MIN PHP 10,000.00

6 hours

Mobile Air Time

PHP

MAX PHP 500.00
MIN PHP 500.00

6 hours

Singapore

Local Bank Wire

SGD

MAX SGD 14,000.00
MIN SGD 2.00

1 day

South Korea

Local Bank Wire

KRW

MAX ₩ 33,84,000
MIN ₩ 0

6 hours

Thailand

Local Bank Wire

THB

MAX ฿ 40,000.00
MIN ฿ 0.00

1 day

Vietnam

Local Bank Wire

VND

MAX ₫ 2,00,000
MIN ₫ 50,000

1 day

Cash

VND

MAX -
MIN -

1 day

ATM Card

VND

MAX ₫ 20,00,00,000
MIN ₫ 50,000

1 hour

Vimo Wallet

VND

MAX ₫ 2,00,00,000
MIN ₫ 50,000

1 hour